How to Organize Your Monthly Bill-Paying
Needless to say if we all had our way, we would forego the chore of paying our monthly bills, or better yet forego receiving these demands for money altogether. Unfortunately though, paying our monthly bills has to be done, but we can however put a system in place that will make this process a lot easier.
I’m sure at one point, we have all either misplaced an actual bill that we received in the mail, been unsure of whether we have already paid a specific bill or even missed the due date by when the bill is to be paid. Bills tend to come in periodically through the month and the due dates are often scattered throughout the month, which makes it even more difficult to stay on top of all your payments. All these things can be easily overcome, if you just take a little time and effort to put a bill paying system in place that will work for you.
Taking the time to sit down and create a system is guaranteed to save you time, confusion and frustration every month. You’ll also realise that it’s very satisfying to know that you are in control and organised.
Firstly you will need to gather all your bills that come in over the course of a month and decide on one place where they will be put as soon as you receive them. It’s best to make this place easily accessible so that it just becomes second nature to put your bills in there immediately. You can use anything as a home for your bills, from a large envelope or a more sophisticated bill organiser for your desktop. It really doesn’t matter what you chose to use, as long as all the bills get put in there immediately.
Secondly, you need to sit down and make a list of the dates each bill is due. The way you do this is also up to you. You can simply jot down the dates in your planner or calendar, or just make a list of the bills you are going to pay at the beginning of every month and those you are going to pay at the end. You could even save them on your computer’s calendar and set yourself reminders for the days they are due.
The third thing to do would be to set aside some time each month to pay your bills – be it by manually writing cheques for them or paying them online. It may be once or twice monthly depending on the due dates of your bills.
It may seem like a lot of preparation work to set up your own system, but you will only benefit from sticking to it and making it work. Working according to your system will become second nature and you will find that every month the process becomes quicker and even more organised. In addition to alleviating your stress, you will also no longer be subject to paying late fees as all your bills will be paid on time.
Terry Mitchell is the owner and operator of Foxrater – http://www.foxrater.com – the web’s top free insurance quote site. It allows people to enter their zip code and compare the rates of auto, homeowners, health, and life insurance companies doing business in their area.
Article Source: [http://EzineArticles.com/?How-to-Organize-Your-Monthly-Bill-Paying&id=3288187] How to Organize Your Monthly Bill-Paying
Small Business Seo: 6 Quick Steps to Make a Profitable Small Business With SEO
SEO is crucial for small online businesses. With this in mind there are six quick steps to take in order to make a profit through small business seo.
The first step involved in targeted as SEO success is understanding the importance of search engine optimized copy and content at your website. This applys on many levels, keyword enriched content is the foundation upon which all of your other SEO efforts will be built.
The second step associated with small business SEO success is to make certain that you use appropriate metatags are at your website. Many people forget the importance of metatags when they go about designing a website. In fact there are crucial to your overall targeted SEO success.
The third quick step towards small business SEO success is making sure you select an appropriate domain name for your website. You need to bear in mind that the domain name you choose for your operation will have a bearing on your search engine rankings.
The fourth quick step towards small business seo success, to get you on your way to making a profit with SEO, is to make certain that your website is fully functional and fit for purpose. This means that you ought to make certain that your website is attractive and user friendly.
The fifth quick step towards targeted success is to consider engaging the services of a professional. If you’ve never engaged in SEO efforts, you want to give serious consideration to enlist the support and assistance of a professional or an expert. There is too much at stake to put your small business seo efforts to chance.
The sixth quick step towards small business SEO involves setting up a strategy and a system through which you will continually review what you’ve done in regard to your SEO activities. You need to make certain that your SEO efforts remain effective not only when you implement them but for the future life cycle of your website.
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Are These Self-Limiting Beliefs Preventing You From Starting A Small Business?
Here are three common disabling beliefs which prevent people from starting small businesses because of the fear of failure.
Many think they are not well enough educated, come from a poor background which holds them back, or think they need loads of money to get started in a new small business venture.
Let me show you why I think these are not true.
Lack Of Education
Many believe you need a good education to make a lot of money or to start up successful small businesses.
Far from being held back by poor education, it may actually be an advantage. Just as blind people often have much better hearing, people who have less education often compensate in other ways.
They may communicate more effectively to a wider population, they often exhibit greater dexterity and ability working with a wide range of materials and have great ability to judge risk and reward.
A good education can even be shown to be a disadvantage to entrepreneurship.
It is normal for well-educated people to find it easy to get a job. This means they are making money for someone else, in exchange for a smaller proportion of money back. (If employers didn’t make more money from their workers than they paid them, then they couldn’t continue to employ them.)
Having had a good job for a while, to give it up on a small business enterprise usually means risking losing that job, and the money that comes in with it, which may be needed to start the new venture. This brings us to another myth-
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Hand Written Business Notes Are In Style
By now it should be clear that one way to stand out in business is to write notes by hand to clients and colleagues. In today’s hectic world, out of sight is often out of mind. Anything you can do to remind people that you are around and available is valuable.
A handwritten note will do that because it is a tangible object that keeps your name in front of others. It is something that your contacts can feel, touch and even keep. After all when was the last time you printed out an e-mail message, looked at it on your desk from time to time and said to yourself, “How nice.”
If you didn’t already have enough good reasons for writing notes, add these to your list.
Personal notes are your very own marketing and sales tools. They are your creation, crafted by you and delivered in your special handwriting. Never mind how it looks.
Notes can build relationships. They give you the opportunity to express something on a personal level to a business connection in a way that stands out. They tell the client that you care enough to go to some extra effort.
Notes raise your visibility. When your special message, whether it is congratulatory, appreciative or just thoughtful, is noticed so are you.
Notes will give you the edge over your competitors because chances are they aren’t taking the time to pick up their pen and paper. When it comes time to decide with whom to do more business, your clients will remember you.
And notes get read. In a stack of typewritten envelopes or computer-generated labels, hand-addressed mail stands out. It not only says, “Read me;” it says “Read me now.” Think about it. You know that it won’t take long. It’s not like a letter that you are likely to put aside until you have more time.
Use notes to connect with people whom you can help and with people who can help you. Consider them as part of your networking activities. You can’t have too many connections in business if you want to be successful.
Lydia Ramsey is a business etiquette expert who travels the world teaching etiquette and manners. You can learn more about her at http://www.mannersthatsell.com.
